I have just read an amazing article on The Glaswegian which shows how we can use life insurance cover to protect our families against the risk of falling victim to the economic crisis that we currently find ourselves in. Across the world incomes are falling and unemployment is rising, there is a growing uncertainty about the future path of the world economy. This is not an abstract economic idea, but actually affects the lives of ordinary working people throughout the UK. However, help is at hand, because certain types of life insurance policy are now offering the solution that many people need.

Some permanent and term life insurance policies offer a product which protects people against unemployment. If a policyholder loses their job, the insurance benefit offers them a guaranteed level of income for a period until they get back in to work. This means people are protected against failing unemployed and losing everything that is important to them and their families. Some policies even cover mortgages or rent, so that your family will not fall homeless at a time of emotional distress.