My kids are my entire world, so I am so privileged and lucky to be able to say that I am comfortable enough in my career and financial situation to be able to support them for now and their future.

I know it's an age-old cliche that kids cost so much money, but sometimes it's not even the money you spend on them, it's the money you have to spend on things like life cover to insure their future if, god forbid, anything happens to you or your partner.

You can get good deals if you shop around for different life quotes, but it's still going to cost and is a vital piece of assurance.

You need to think about things like car insurance uk too, having a car is so useful with kids, and that costs too.

See what I mean, it all costs, and it all adds up.

Photo: cali.org (Flickr)